Terms of Use

By accessing and using Direct Cover Now's website and services, you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our services.

Direct Cover Now is a free service that connects consumers with licensed insurance agents and companies. We do not provide insurance quotes directly, nor do we act as an insurance agent or broker. The quotes you receive are from third-party licensed insurance providers.

When using our services, you agree to:

• Provide accurate and complete information
• Use the service for lawful purposes only
• Not interfere with or disrupt the service
• Not attempt to gain unauthorized access to our systems
• Be at least 18 years of age

By submitting your information through our website, you consent to be contacted by licensed insurance agents and companies via telephone, email, or text message, including through automated means, regarding insurance products. You understand that your consent is not a condition of purchasing any goods or services.

Our services are provided "as is" without warranties of any kind, either express or implied. We do not guarantee the accuracy, completeness, or reliability of any quotes or information provided through our service.

Direct Cover Now shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of our services or any insurance products purchased through our platform.

All content, trademarks, and intellectual property on this website are owned by Direct Cover Now or its licensors. You may not reproduce, distribute, or create derivative works without our express written consent.

We reserve the right to modify these Terms of Use at any time. Continued use of our services after any modifications constitutes acceptance of the revised terms.

These Terms of Use shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

For questions regarding these Terms of Use, please contact us at:

Email: accounts@therntwinkels.netPhone: +1 (914) 339-5381